Multiple daily-pay positions can strangle a healthy business. Our advisors analyze your current obligations, cash flow, and lender relationships, then build a plan — consolidation, reverse consolidation, term-out, or negotiated settlement — that puts oxygen back into your operations.
Best for
- Businesses carrying two or more advances or short-term loans
- Owners whose daily payments now exceed 20% of revenue
- Companies that are fundamentally sound but over-leveraged
What you'll need
- Current debt schedule with balances and payment amounts
- 6 months of bank statements
- Willingness to pause new borrowing during the plan
- An honest conversation about where things stand
How it works
- Free debt review — we map every position and its true cost
- We present options: consolidation loan, reverse consolidation, or restructure
- Execute the plan and set a monitoring cadence with your advisor
Common questions
Is this the same as debt settlement?
No. We start with refinancing and consolidation, which protect your credit and lender relationships. Settlement is a last resort we'll discuss only if it's the right move.
Will I qualify with lots of existing debt?
Consolidation programs exist specifically for this situation. Qualification depends on revenue and the overall debt load.
How fast can relief happen?
A reverse consolidation can reduce weekly outflow within days; a full term-out typically takes 2–3 weeks.