Most businesses borrow reactively. Our capital strategy engagements flip that: we model your cash flow, identify where and when capital creates the most leverage, and sequence products — from a line of credit today to an SBA loan in 18 months — so each step improves your position for the next.
Best for
- Owners planning expansion, acquisition, or a second location in the next 6–24 months
- Companies between $500K and $20M in revenue without a full-time finance leader
- Businesses preparing for a bank relationship or an eventual sale
What you'll need
- Recent financial statements or accounting software access
- A growth objective, even a rough one
- Two working sessions with a Norman Capital advisor
- Commitment to a 90-day action plan
How it works
- Discovery: goals, financials, current obligations, and constraints
- Strategy: a written capital plan with product sequencing and lender targets
- Execution: we source, negotiate, and close each step alongside you
Common questions
What does it cost?
Engagements are flat-fee or monthly retainers depending on scope. If we also place financing, advisory fees are often offset.
Do you replace my accountant?
No — we work with your CPA and bookkeeper. Our job is the capital side: structure, lenders, and timing.
Is this only for larger companies?
A single-session capital plan is available for smaller businesses that just need direction.