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Norman Capital
Home/Services/Business Credit Building
Consulting · Business Credit Building

Build the profile lenders want to see.

Establish and strengthen your company's credit profile to unlock cheaper capital over time.

FormatAdvisory
Timeline90-day program
Engagement3 – 12 months

Your business has its own credit file — with Dun & Bradstreet, Experian Business, and Equifax — and most owners have never looked at it. We audit your profile, fix errors, establish trade lines that report, and structure your entity so the next lender sees a bankable company.

Best for

  • Newer businesses that keep getting declined or offered only high-cost products
  • Owners who want to separate personal and business credit
  • Companies preparing for SBA, bank, or equipment financing in the next year

What you'll need

  • A registered entity (LLC or corporation) with an EIN
  • Business bank account and address
  • Access to your existing credit reports (we'll pull them with you)
  • A few hours per month to implement the plan

How it works

  1. Audit: we pull all three business reports and score your lender readiness
  2. Foundation: entity compliance, listings, and starter trade lines that report
  3. Growth: tier-two vendor accounts, business cards, and a plan to reach bank-tier credit

Common questions

How long until I see results?

Most clients establish scores within 60–90 days and become eligible for meaningfully better products within 6–12 months.

Does this affect my personal credit?

The goal is the opposite: reducing reliance on personal guarantees as your business profile strengthens.

Can you guarantee an approval?

No one honestly can. What we can do is remove the reasons you're being declined.